Terms & Conditions

Acceptance of Terms

By accessing or using the Champion Brokerage Group LLC website, submitting information through our forms or assessments, scheduling an appointment, or otherwise using our online services, you agree to these Terms & Conditions.

If you do not agree with these terms, please do not use our website or online services.

Educational and Informational Purpose

The information available on this website, including the Champion Clarity Assessment, educational materials, videos, articles, calculators, and other resources, is provided for general educational and informational purposes only.

Website content should not be interpreted as individualized investment, tax, legal, accounting, insurance, or financial advice.

Any individualized recommendations or advice, where applicable, are provided only after an appropriate review of your circumstances and through the applicable advisory, insurance, or other professional relationship.

Champion Clarity Assessment

The Champion Clarity Assessment is designed to help users consider different areas of their financial lives, including liquidity, income, growth, protection, legacy, tax awareness, and financial coordination.

The assessment is not a comprehensive financial plan, investment recommendation, tax analysis, legal opinion, insurance recommendation, or guarantee of any particular outcome.

Results and follow-up discussions depend on the information you provide. You are responsible for providing information that is accurate and complete to the best of your knowledge.

No Guarantee of Results

Financial markets, tax laws, interest rates, insurance products, economic conditions, and personal circumstances can change over time.

Champion Brokerage Group LLC does not guarantee investment performance, financial outcomes, tax results, insurance availability, or the achievement of any financial objective.

Professional Relationships

Use of this website or completion of the Champion Clarity Assessment does not, by itself, create an investment advisory, fiduciary, insurance, legal, accounting, or other professional-client relationship.

Any formal professional relationship is subject to separate agreements, disclosures, eligibility requirements, and other applicable documentation.

Third-Party Professionals

Champion Brokerage Group LLC does not provide legal or tax advice. Where appropriate, we may coordinate with or recommend that you consult qualified attorneys, tax professionals, accountants, or other specialists.

You are responsible for evaluating and selecting any third-party professional you choose to work with.

Investment and Insurance Considerations

Investment products involve risk, including possible loss of principal. Past performance does not guarantee future results.

Insurance and annuity products are subject to policy terms, carrier requirements, underwriting where applicable, availability, fees, surrender charges, limitations, exclusions, and other contractual provisions.

Product availability and suitability may vary by state and individual circumstances.

Tax Information

Tax-related information provided through this website is general in nature and should not be treated as personalized tax advice.

Tax laws and regulations are subject to change. You should consult an appropriately qualified tax professional regarding your individual circumstances.

SMS and Mobile Communications

If you voluntarily provide your mobile phone number and separately consent to receive text messages from Champion Brokerage Group LLC, we may send non-promotional customer-care messages related to your Champion Clarity Assessment, appointments, scheduling, responses to inquiries, and related service communications.

Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe and HELP for assistance.

Consent to receive text messages is not a condition of purchasing any product or service.

Email Communications

If you provide your email address, Champion Brokerage Group LLC may use it to respond to inquiries, deliver information you request, provide assessment-related communications, send appointment information, and support ongoing service communications.

Where required, promotional email communications will include an appropriate method for opting out.

Website Use

You agree not to use our website or services to:

• Engage in unlawful, fraudulent, abusive, or harmful activity
• Attempt to gain unauthorized access to systems or data
• Interfere with the operation or security of the website
• Transmit malicious code or harmful software
• Misrepresent your identity or provide intentionally false information
• Use website content in violation of applicable intellectual-property laws

Intellectual Property

Unless otherwise stated, website content, branding, text, graphics, frameworks, designs, videos, educational materials, and other materials are owned by or licensed to Champion Brokerage Group LLC and are protected by applicable intellectual-property laws.

The Champion Clarity Assessment and Champion LIGHT framework may not be reproduced, republished, distributed, or commercially used without written authorization, except as permitted by law.

Third-Party Links and Services

Our website may contain links to third-party websites, software, scheduling tools, service providers, or other resources.

Champion Brokerage Group LLC is not responsible for the availability, accuracy, security, content, or privacy practices of third-party services.

Limitation of Liability

To the fullest extent permitted by applicable law, Champion Brokerage Group LLC will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to use of this website, reliance on general educational content, or inability to access the website.

Privacy

Your use of this website is also subject to our Privacy Policy, which explains how personal information is collected, used, protected, and shared.

Changes to These Terms

Champion Brokerage Group LLC may update these Terms & Conditions from time to time. Updated terms will be posted on this page with a revised effective date.

Continued use of the website after changes are posted constitutes acceptance of the revised terms.

Governing Law

These Terms & Conditions are governed by applicable laws of the United States and the State of Minnesota, without regard to conflict-of-law principles, except where another jurisdiction’s law is required to apply.

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